Selling a House That Needs Major Repairs?
What Counts as “Major Repairs”?
We’re not talking about minor stuff here. Many homeowners don’t realize the true scope of their property issues until they see that shocking contractor estimate. At Two Cup House, we commonly help Florida homeowners facing these significant repair challenges below:
- Roof near or past end of life
- Termite damage or wood rot
- Foundation issues or sinking slabs
- Outdated electrical that isn’t to code
- Plumbing leaks, cast-iron pipe failure, repiping
- HVAC that no longer works
- Mold or water intrusion
- Fire damage or storm damage
- Homes that haven’t been updated in 20 to 40 years
- Properties inherited in rough condition
If your home needs one or more major repairs, selling it on the open market can become overwhelming, time-consuming, and financially draining. That’s where our personal approach makes all the difference.
Problems Homeowners Face When Trying to Sell a House Needing Repairs
Selling a challenging property in Florida often comes with a familiar set of hurdles:
- Buyers expect discounts far deeper than you want
- Lenders may not approve financing due to condition
- Insurance companies often won’t cover older roofs or systems
- Agents will recommend repairs before listing
- Contractors can take weeks to give bids
- Renovation costs skyrocket once work begins
- Inspections uncover even more issues
- The home sits on the market longer than average
If you’re looking to sell your home quickly or without investing in costly repairs, these challenges can feel overwhelming – but that’s exactly where our team makes all the difference.
Your Options for Selling a House That Needs Repairs in Florida
| Option | Pros | Cons | Best For |
|---|---|---|---|
| Fix the House Before Selling | • Potential for top-dollar sale• Home qualifies for FHA and conventional financing | • High upfront repair costs• Delays sale by weeks or months• Contractor shortages and long timelines• Hidden issues can cause cost overruns | Sellers with cash, time, and willingness to manage repairs |
| Sell As-Is on the Open Market | • No repairs required• Can reach retail buyers | • Buyers expect heavy discounts• Inspections can derail deals• Only cash and investor buyers• Homes in poor condition sit longer | Sellers who aren’t in a rush and want to test the market |
| Rent Out the Property | • Produces monthly income• Postpones repairs | • Tenants may create more damage• Cash flow may not cover repairs• You still own the problem long-term | Sellers who want income and are comfortable being a landlord |
| Sell As-Is to Two Cup House | • Fastest option• No repairs or cleaning• No agents or commissions• Close in as little as 7 days• No inspections or financing delays | • Lower than full retail value | Sellers who want speed, simplicity, and certainty |
Actual Florida Repair Cost Estimates
(Homeowners underestimate these numbers until they get quotes.)
- Roof replacement: $12,000 to $30,000
- Full-house repipe: $8,000 to $20,000
- Cast-iron pipe replacement: $15,000 to $40,000
- Electrical rewiring: $10,000 to $25,000
- Full HVAC replacement: $7,000 to $15,000
- Mold remediation: $3,000 to $18,000
- Foundation repair: $4,000 to $25,000
- Full interior overhaul: $40,000 to $120,000+
These unexpected expenses are precisely why many Florida homeowners choose to have a simple conversation with Two Cup House about our straightforward, as-is cash purchase option.
Resources to Help Homeowners Make Smart Decisions
| Category | Resource Type | Description |
|---|---|---|
| Florida Building Code Resources | Florida Building Code Online | Access current statewide building requirements and standards. |
| Local Permitting Offices | Check permit requirements, timelines, and local regulations for repairs or renovations. | |
| Florida DBPR | Look up licensing, regulations, and compliance rules for contractors and construction work. | |
| Home Repair Funding Resources | Florida Housing Finance Corporation | Offers assistance programs that may help with repair or improvement costs. |
| County Emergency Repair Grants | Local counties sometimes provide financial help for critical home repairs. Availability varies. | |
| Nonprofit Repair Programs | Some nonprofits assist seniors or low-income homeowners with essential repairs. | |
| Insurance and Property Condition Resources | Citizens Insurance Guidelines | Review roof age requirements and property condition standards needed for insurability. |
| Wind Mitigation Inspection Resources | Learn about inspections that may lower insurance costs or identify structural issues. | |
| 4-Point Inspection Requirements | Understand what older homes must pass for insurance and financing. | |
| Contractor Vetting Resources | DBPR License Lookup | Verify that a contractor is licensed in Florida. |
| Better Business Bureau | Check contractor ratings, complaints, and business history. | |
| Florida Consumer Complaint Filing | Report contractor misconduct or construction issues. |
How Two Cup House Helps Homeowners With Houses That Need Major Repairs
You don’t need to fix anything, deal with contractors, or stress over inspections. We buy houses in any condition across Florida.
Here’s how we solve the problem:
- We buy as-is so you don’t spend a dollar on repairs
- We handle everything from start to finish
- We make a fast cash offer
- We close on your timeline
- We buy houses with mold, leaks, termite damage, or outdated systems
- You avoid agents, showings, and months of uncertainty
- You get a fair offer and a clean, simple exit
- You walk away from the stress with cash in hand
We understand that repairs are expensive and overwhelming. Many homeowners choose us because they’re done dealing with the headache and want a simple path forward.
Frequently Asked Questions
For Selling a House in Florida That Needs Major Repairs
Can I sell my house in Florida without making any repairs?
Yes. Florida allows you to sell a property completely as-is. You simply disclose known issues, and the buyer takes responsibility for the repairs after closing.
Will lenders finance a house that needs major repairs?
In most cases, no.
Homes with roof issues, electrical problems, plumbing failures, or mold often fail 4-point inspections that lenders require. This forces buyers to be cash-only, which reduces the pool of potential buyers.
What repairs are buyers most concerned about?
- Roof age
- Cast-iron plumbing issues
- Outdated electrical
- Mold or water damage
- Foundation movement
- Old HVAC systems
- Anything tied to insurance or financing becomes a deal killer.
What types of houses do you buy?
- Fire-damaged homes
- Water or mold damaged homes
- Properties with structural issues
- Outdated or abandoned homes
- Inherited properties that need work
- Rentals or vacant homes needing major repairs
If it’s in rough shape, we’re interested.
What are the benefits of selling to a cash buyer?
- No repairs
- No showings
- No inspections
- No commissions
- No cleaning
- Fast closing
- Cash in hand
It’s the simplest and most personal approach for homeowners with properties requiring significant work – like having a friendly conversation over coffee, not a cold business transaction.
6. Will listing my house as-is get me a lower price?
Often yes. Buyers expect a discount to cover repairs. Plus, many buyers ask for further concessions after inspections. Homes needing major work tend to sit longer on the market.