Sell a House With Delinquent Taxes in Florida

What Happens in Florida When You Fall Behind on Property Taxes?
When property taxes fall behind in Florida, the clock does not slow down. Tax certificates get sold. Penalties add up. Eventually the county can start the tax deed process, which puts your home at real risk of being taken and sold. Homeowners dealing with this pressure deserve straight answers and fast options that do not make the problem worse.
Your Options Before selling a house behind on property taxes
| Option | Pros | Cons | Who It Works Best For |
|---|---|---|---|
| Redeem the taxes | Saves the home | Requires cash fast, interest continues until paid | Owners with savings available |
| Payment plan (if county allows) | Slows pressure | Not available in all counties, still costly | Owners with steady income |
| Sell house as is for cash | Stops the tax deed process, protects remaining equity, fast timeline | You will no longer own the property | Owners facing serious deadlines or high repair costs |
| Let it go to tax deed sale | No upfront payment | You lose equity, lose control, and may still owe certain costs | Owners with zero equity or no desire to keep the home |
What Happens in Florida When You Fall Behind on Property Taxes
The Tax Certificate Sale
- Florida Counties auction unpaid taxes to investors.
- Investors pay the taxes for you in return for interest that you owe later.
- This does not remove your liability. It increases it.
Interest and Penalties Grow Fast
- Rates vary based on the auction.
- Payments must be made directly to the tax collector to redeem the certificate.
The Florida Tax Deed Application
- After 2 years, a certificate holder may ask the county to start the tax deed process.
- This triggers the risk of a forced sale of the property.
- At this stage, timelines tighten and redemption gets harder.
Florida Tax Deed Sale
- The home can be auctioned to recover the taxes owed.
- You lose control of the sale price.
- You lose any equity over and above final costs.
Where’s Your County’s Tax Information?
Guide to check your county’s property tax information.
- Search “County Name Tax Collector property tax search“
- Look for “Tax Certificates” or “Delinquent Taxes”
- You can view payoff amounts, certificate details, and deadlines
Florida Tax Deed Sales
- Search “County Name Clerk of Courts tax deed sales”
- This page shows any pending applications connected to your property
Homestead Exemption Information
- If you qualify for homestead, you may have protections that reduce your tax burden.
- Search “County Name Property Appraiser homestead exemption”.
We Buy Houses With Delinquent Taxes Across Florida
Two Cup House helps Florida families sell their homes before tax issues spiral. We give clear solutions and real guidance so you stay in control instead of letting the county decide what happens next. We step in with fast options that stop the pressure. You get clarity, relief, and a plan that protects your equity and gives you an exit before the county steps in.
What We Offer
- A cash offer that lets you sell before a tax deed sale takes your property
- Help reviewing your payoff from the county so you understand exact redemption costs
- A walk through of what happens if you stay in the home versus sell
- A simple sale with no repairs, no cleaning, and no fees
- Fast closing timelines that match county deadlines